What are the three types of coverage targets?

The correct answer is based on the classification of coverage targets, which reflect the categories of benefits that organizations typically offer to their employees. Health Care, Insurance, and Additional Benefits encompass a broad spectrum of employee needs and preferences, providing a comprehensive understanding of the types of coverage available.

Health Care refers specifically to medical and wellness benefits that support both physical and mental health. Insurance generally includes various types of protection such as life insurance, disability insurance, and other risk management benefits. Additional Benefits capture other perks and offerings that can enhance an employee's overall compensation package, including things like tuition reimbursement, retirement plans, or work-life balance initiatives.

While Individual, Family, and Group represent classifications of who is covered, they don't specify the types of coverage provided, which is critical when defining coverage targets. Preventive, Major, and Supplemental typically categorize health insurance plans based on the nature of care received, rather than the broader categories of coverage targets. Cataract, Vision, and Dental are specific types of health-related benefits but do not cover the full range of potential offerings like the first choice does. Each of these alternatives focuses on narrower aspects rather than the overall umbrella of coverage targets in employee benefits.