What happens to a pending election that requires evidence of insurability?

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When a pending election requires evidence of insurability, the correct interpretation is that only the insurance coverage remains pending while other benefits can still be actively enrolled. Therefore, selecting “All benefits are enrolled including insurance coverage” does not accurately reflect the process.

In scenarios where evidence of insurability is needed, typically, the insurance coverage will be delayed until the required evidence is provided and evaluated. However, other benefit elections are not usually impacted and can continue to be processed. Hence, benefits such as health coverage, retirement plans, or other non-insurance-related benefits will proceed without interruption, while the application for the insurance remains in a pending status.

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