Which of the following is NOT a type of Benefits Coverage?

A Health Savings Account (HSA) is not considered a type of benefits coverage itself; rather, it is a savings account that lets individuals save money tax-free to pay for qualified medical expenses. While HSAs are typically associated with health plans and can be a component of a health coverage strategy, they do not provide coverage in the way that insurance policies do.

In contrast, life insurance, standard term disability, and vision are all forms of benefits coverage that provide specific protections and benefits to employees. Life insurance offers financial support in the event of the policyholder's death, standard term disability provides income replacement for individuals who are temporarily unable to work due to illness or injury, and vision coverage offers assistance for eye care and eyewear expenses. Therefore, the distinction lies in the nature of the HSA as a savings vehicle rather than an insurance product or coverage type.